목 차
Ⅰ. 서론 ················································································································· 1
1. 연구의 목적 ··········································································································· 1
2. 연구의 범위 ··········································································································· 1
3. 연구의 방법 ··········································································································· 2
Ⅱ. IMF금융위기를 전후한 제주도내 중소기업 실태 ································· 3
1. 제주지역 산업구조의 변화 ················································································· 3
2. 주요 융자대상기업의 현황 분석 ······································································· 9
3. 제주지역 자금사정의 동향과 특징 ································································· 12
4. 제주도내 기업간 지급결제방식의 변화 ························································· 19
5. 제주지역의 경기사정 동향 ··············································································· 20
Ⅲ. 제주시 중소기업 육성자금 운용실태 분석 ··········································· 23
1. 「제주시중소기업육성기금설치및운용조례」 내용 검토 ······························· 23
2. 제주시중소기업육성자금 운용 현황 ······························································· 26
3. 주요 시(구)의 중소기업 육성자금 운용 사례 비교 ···································· 33
Ⅳ. 제주시 중소기업 육성 지원자금에 관한 설문조사 결과 ··················· 40
1. 조사기업의 일반 현황 ······················································································· 40
2. 중소기업육성지원자금의 규모 및 용도 ························································· 41
3. 중소기업육성지원자금 융자지원의 효과 ······················································· 44
4. 중소기업육성지원자금 제도의 개선 요구 사항 ··········································· 47
5. 융자 대상 기업의 운영사정과 전망 ······························································· 54
Ⅴ. 제주시 중소기업육성지원자금의 지역경제 파급효과 분석 ··············· 59
1. 분석의 방법 ········································································································· 59
2. 파급효과분석을 위한 전제조건 및 최종수요액 추정 ································· 63
3. 중소기업육성지원자금 지원에 따른 지역경제의 생산파급효과 ··············· 69
4. 중소기업육성지원자금 지원에 따른 지역경제의 고용파급효과 ··············· 75
5. 중소기업육성지원자금 지원에 따른 지역경제의 소득파급효과 ··············· 81
Ⅵ. 결론 및 정책제언 ······················································································· 87
<참고 문헌> ······································································································ 93
<부 록>
<부록 1> 중소기업 육성자금 융자지원에 따른 설문조사표 ·························· 95
<부록 2> 중소기업육성자금에 관한 설문조사의 교차분석결과 ·················· 101
<부록 3> 중소기업육성지원자금의 지역경제 파급효과-업종․연도별 ·········· 122
<부록 4> 제주시 중소기업육성기금설치및운용조례 ······································ 158